As we approach the winter months and the weather begins to cool, it is worthwhile to take the time to ensure that your home is 'winter proofed.'
All homeowners, landlords, and tenants must consider how to care for a property throughout the winter months, but when a property is vacant, it is easy to neglect and must be addressed immediately to avoid significant winter damage.
There are several reasons you could decide to vacate your house for an extended period of time, including a long holiday, extended business travel, home improvements, a long void period if you’re a landlord or you live elsewhere and actively attempting to sell a vacant house.
Whatever the cause, there are some safety issues to take into account that might affect your insurance. The majority of common house insurance policies only offer complete coverage for vacant homes for up to 60 days. A vacant property is significantly more likely to experience water damage, vandalism, and even squatters.